BSP Supervisory & Examination Matters
Responding to examination findings, reports of examination, supervisory directives, and prompt corrective action — with an ex-Chief Examiner's insight.
Practice Areas
Few law firms can say their founding partner spent years inside the regulator. Ours can — and that perspective shapes every banking and regulatory engagement we take on.
Overview
Our banking and regulatory practice is built on the experience of our founding partner, Atty. Alfeo D. Vivas, CPA — who rose from Bank Examiner to Chief Examiner in the Supervision and Examination sector of the Bangko Sentral ng Pilipinas, served as Technical Assistant in the Office of the Governor, spent twelve years in international banking, and founded and operated rural banks of his own. He has been the examiner, the examined, and the owner.
That vantage point matters. When a bank or financial institution faces examination findings, supervisory directives, or enforcement exposure, we understand not only what the regulations say but how supervisors think, what they are actually concerned about, and how to respond in a way that resolves the issue rather than escalates it.
We serve banks — particularly rural and thrift banks — as well as financing and lending companies, money service businesses, and the businesses that deal with them. For related corporate work such as AMLC and SEC registrations, see our corporate and commercial practice.
Scope of Work
Responding to examination findings, reports of examination, supervisory directives, and prompt corrective action — with an ex-Chief Examiner's insight.
Compliance with banking laws and BSP regulations — corporate governance, licensing, reportorial requirements, and remediation programs.
Anti-Money Laundering Act compliance, AMLC registration and reporting, KYC frameworks, and responses to freeze orders and inquiries.
Litigation involving deposits, loans, mortgages, foreclosure, trust arrangements, and disputes between banks and their clients.
Practical counsel for smaller banks — governance, capital and ownership issues, regulatory relations, and rehabilitation — from a lawyer who has run them.
Loan restructuring, workout arrangements, and company rehabilitation with the financial analysis of a CPA-lawyer behind every plan.
Our Approach
Work With Us
Reach us via Call, Viber, or WhatsApp at 0917-187-1951 — supervisory deadlines are short, and early advice makes the difference.
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